Home Loan Programs
As a Broker, we shop over 80 different lenders to ensure you get the best opportunites at an affordable price.
CONVENTIONAL MORTGAGE LOANS
FEATURES:
✅ Loan with multiple terms and loan-to-value options
✅ High loan-to-value options with mortgage insurance
RECOMMENDED FOR:
✅ All income levels
✅ Moderate-to-great credit levels
FHA MORTGAGE LOANS
FEATURES:
✅ Low down payment
✅ Flexible income, debt, and credit requirements
✅ Gift funds to help with down payment
RECOMMENDED FOR:
✅ Homebuyer with limited available savings
✅ Low-to-moderate income
VA MORTGAGE LOAN
FEATURES:
✅ No down payment required
✅ Flexible income debt and credit requirements
RECOMMENDED FOR:
✅ Qualified veterans, active service members, and their spouses
✅ Eligible first- and second-time homebuyers
✅ with low-to-moderate income
USDA MORTGAGE LOAN
FEATURES:
✅ No down payment required
✅ Flexible income debt and credit requirements
RECOMMENDED FOR:
✅ Homebuyers purchasing a home in designate USDA rural areas
✅ low-to-moderate income homebuyers
NON-CONFORMING/JUMBO MORTGAGE LOAN
FEATURES:
✅ Mortgage amounts in excess of the conforming loan limits
✅ Fixed-, adjustable- and interest-only options
RECOMMENDED FOR:
✅ Homebuyers who need financing for larger loan amounts
✅ Investment-minded buyers who can afford a large purchase, but want to leverage assets more effectively
FLEX SUITE MORTGAGE LOAN
FEATURES:
✅ Multiple loan options with flexible guideline that allows for a variety of income calculations
RECOMMENDED FOR:
✅ Homebuyers who need financing for larger loan amounts
✅ Good-to-great credit candidates
Reverse MORTGAGE LOAN
FEATURES:
✅ Access equity in primary residance without the monthly payment associated with most mortgages
RECOMMENDED FOR:
✅ Seniors aged 62 or older with equity in their property
Down Payment Assistance MORTGAGE LOAN
FEATURES:
✅ Assistance that can supplement required funds for purchase when savings is not sufficient
✅ Repayable and forgivable options
RECOMMENDED FOR:
✅ Thoese who would otherwise qualify, but require additional assets