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Where Building Wealth is Key!
Main
Apply Now
Purchase
Refinance or 2nd Loan
About
Mortgage Rates Page & Calculator
Home Loan Programs
Education
Events What's Comming Up
Master Directory
Main
Apply Now
Purchase
Refinance or 2nd Loan
About
Mortgage Rates Page & Calculator
Home Loan Programs
Education
Events What's Comming Up
Master Directory
Borrow Smart Home Loans BBB Accredited Business

Borrow Smart

Mortgage broker serving Granite Bay, Roseville, Rocklin, Loomis, Lincoln, Auburn, Folsom, El Dorado Hills and all of Placer, Sacramento & El Dorado Counties.

(916) 390-4689

kristin@borrowsmarthomeloans.com

6085 Douglas Blvd, Suite 500
Granite Bay, CA 95746

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Loan Programs

  • VA Home Loans
  • FHA Loans
  • Conventional Loans
  • Jumbo Mortgages
  • Refinance & Cash-Out
  • USDA Rural Loans
  • Reverse Mortgage
  • Down Payment Assistance

Specialties

  • Divorce Mortgage Specialist
  • First Responder Home Loans
  • Military / VA Loan Specialist
  • First-Time Home Buyer Programs
  • Self-Employed & Bank Statement
  • Buy Before You Sell / Bridge Loans

Resources

  • Apply Now
  • Request a Quote
  • First-Time Home Buyers Guide
  • Home Loan Options
  • Rates & Loan Calculator
  • Education
  • Events
  • How I Shop Rates for You
  • Schedule a Call

Kristin Cooper · NMLS #448315 · CA DRE #02201677

©2026 Borrow Smart Home Loans · Powered by Answer Home Lending Inc · NMLS ID #2343805 · AHL is an Equal Housing Lender. Licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. No guarantee of rates or ability to lend. All applicants must apply to confirm mortgage terms. We strive to provide accurate information, however, all data is not guaranteed and is subject to change without notice. We are not liable for any errors, misinformation, or omissions. This communication does not constitute a commitment to lend or an offer to extend credit.

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