If you have any questions on the application or items requested please call Kristin 916-390-4689 and or email the team at teamcooper@borrowsmarthomeloans.com

Please allow 4-8 business hours for a response, if urgent please call and let us know

PDF Documentation Checklist

Name *

First Name

Last Name

Email *

Phone

(###)

###

####

Email- Additional If Applicable

Preferred Days/Times to Reach you

What is the max monthly payment you desire?

What is the max purchase you desire?

What is the total amount of money you have budgeted for this home purchase? (Down payment and closing costs coming from a bank account, 401k or as a gift of funds)

I plan to buy this home as a

Primary Home to live in

Investment -Rent it out

Second home/ Vacation Home

Do you plan to sell your current home before buying?

Yes

I don't currently own a home

Who may we thank for referring you? (First and Last Name)

Realtor's Name and Contact (I can connect you to someone great)

What is the primary reason that you are looking to buy now?

What area are you looking to Buy in?

How long do you think you'll be in this new home/mortgage?

Have you owned a home (been on title) in the last 3 Years?

Yes

Are you a veteran?

Yes

Do you have a TRUST set up?

Do you have Life Insurance?

Do you have a financial advisor?

Yes

Do you have a CPA?

Yes

How soon are you looking to Buy? *

In order to get updates you MUST Check Yes Below. *

I agree to receive coummunication and update messaging from Kristin at Borrow Smart Home Loans at the phone number and email provided. I understand I will receive messages, data rates may apply, reply STOP when you get a text message or email to opt out.

Yes

No I don't want to be updated

Thank you! I have received your loan application. Please

Important – Please Read: Acceptable Document Guidelines

Password-protected documents cannot be uploaded. Please remove the password or reprint the PDF into a non-password-protected version before uploading.
All documents must include all pages, even if some are blank.
Do not black out or redact any information.
Documents must be clear and easy to read.
Screenshots are not accepted.

Quick TIPS:

Be sure your credit is unfrozen )The links for each provider is below)
https://freeze.transunion.com
https://www.experian.com/freeze/center.html
https://my.equifax.com/
Be as accurate as possible with your current income
At the end, you’ll be able to upload documents-but this can be done at a later time as well.

*** You DO NOT have to provide your bank log in information (this is only if you prefer e-verification) but it is not required. You can always upload your bank statements instead. Also, at the end of the application you’ll see a list of documents that we’ll need if you are looking to get Preapproved or Underwriting approved.

Disclaimer

©2024 Borrow Smart Home Loans Powered by Answer Home Lending Inc NMLS ID #2343805 | AHL is an Equal Housing Lender. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending ACT. No guarantee of rates or ability to lend. All applicants must apply to confirm mortgage terms. We strive to provide accurate information, however, all data is not guaranteed and is subject to change without notice. We are not liable for any errors, misinformation, or omissions. This communication does not constitute a commitment to lend or an offer to extend credit.

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Contact

kristin@borrowsmarthomeloans.com

+1 916-390-4689

6085 Douglas BLvd Suite 500

Granite Bay CA 95746

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